Bruno Le Maire followed the request of the Caisse des dépôts. The Livret A rate will not increase. Invited on TF1 this Thursday, the Minister of Economy and Finance announced that the rate would be maintained at 3% on August 1 and that it would therefore not follow the inflation which is strangling French households. Following the rise in prices, the Livret A rate should have increased to 4.1%.
A higher rate would have increased “the cost of credit for SMEs, which need to invest” as well as that of “credit for social housing”, i.e. “tens of thousands of social housing units” less, he added. he argues on TF1. Another announcement, the ceiling of the Popular Savings Book, reserved for the most modest households, will be raised to 10,000 euros against 7,700 so far.
Release of housing savings plans for energy renovation
Housing savings plans (PEL) can be released at any time to finance energy renovation work on buildings, the Minister of the Economy also announced.
“Today you can’t unlock it for four years when you want to buy a home, then you can unlock it when you want when you want to do energy renovation,” said the minister on TF1 about this product. savings held by 12 million French people.