Many credit card providers offer their customers a service package consisting of bonus programs, starting credit and more. That sounds tempting, but it’s not worth it for everyone.
Paying for groceries, renting a rental car, booking the next flight – credit cards have numerous advantages compared to a classic EC card. If you travel abroad a lot, you can hardly avoid a credit card.
However, many providers offer their customers much more than just the option of paying for goods and services flexibly at home and abroad, and they entice them with a number of advantages. An overview.
American Express Platinum Card: 150 euros restaurant credit annually and more
Paying by credit card is particularly practical when traveling abroad, as you don’t have to worry about exchanging money first. Anyone who travels a lot for work can benefit from bonuses, loyalty programs and other extras – the top dog here is the Platinum Card from American Express.
The credit card provider gives its new customers, for example, a restaurant credit of 150 euros per year, which can be redeemed in more than 1,400 partner restaurants in 20 countries. Another extra: 120 euros annual entertainment credit for streaming services such as Netflix or Amazon Prime. In order to receive this, however, cardholders have to spend 6,000 euros on their credit card in the first six months – a considerable sum. Therefore, the map should be of particular interest to those who fly a lot, stay in hotels and eat out. Existing customers can also get the new bonuses if they are willing to pay an additional five euros a month for the credit card.
Here it goes to the Amex offer
What does the American Express Platinum Card offer?
- Annual restaurant credit of 150 euros, redeemable in participating restaurants
- Entertainment credit of 120 euros per year for selected streaming services
- Participation in the MR bonus program (one point for every euro spent)
- 200 euros Sixt Ride driving credit per year
- 200 euros travel credit (e.g. for flights or hotel accommodation)
- Up to five additional cards possible
- Status updates for hotel, airline or rental car partners
- Cost: 60 euros per month
Alternative: Lufthansa Miles & More with 4,000 miles as a welcome gift
But not only Amex is adding bonuses and functionality: The Lufthansa Miles & More Gold Credit Card starts with 4,000 award miles as a welcome bonus. The welcome package also includes a one-off 15 percent discount on the Worldshop and a voucher for a weekend rental with Avis. A monthly fee of EUR 9.16 is due for the Miles & More Gold Credit Card.
Here it goes to the Miles & More offer
This is what the Miles & More Gold Credit Card offers:
- 4,000 premium miles welcome bonus
- Bonus program for unlimited premium miles (one mile for two euros spent)
- Incl. insurance package when traveling such as travel cancellation or international health insurance
- Possibility to book additional packages
- Google and Apple Pay
- Cost: 9.16 euros per month
Which credit cards are still worthwhile? Here is a credit card comparison.
Platinum Card or Lufthansa Miles & More: For whom is the credit card worthwhile?
For those who only want to pay for their vacation or purchases with a credit card from time to time, neither option is an option. Both the Amex Platinum and the Lufthansa Miles & More are primarily aimed at people who travel a lot and use their credit cards accordingly. Anyone who opts for Amex Platinum or Miles & More Gold should definitely calculate beforehand how much can be saved by participating in the respective bonus programs and the benefits offered.
This article contains so-called affiliate links. Further information are available here.