Mutual contributions are up by 3.4% on average in 2022, announced the French mutual insurance Friday.
Ahead of the traditional survey of the consumer association UFC-What to Choose on the prices of complementary health insurance, mutuals intend to defuse the usual controversy on the subject.
A larger increase than expected
The increase therefore stands at 3.4%, according to a survey of 32 organizations covering more than 17 million policyholders, with more or less marked differences between compulsory collective contracts (+ 3.8%) or optional (+ 2.9%) and individual contracts (+ 3.2%), specifies Mutuality in a press release.
This is more than the 2.4% announced at the start of 2021, but the past year “has been atypical with an unprecedented increase in health expenditure” linked to “catch-up care” after the shutdown of 2020, as well as ” to the reform of “100% health” now fully in effect for the full reimbursement of certain glasses, dentures and hearing aids.
The government had asked to moderate the increase, or even a stability of contributions
But this remains lower than the 3.8% increase in the national health insurance expenditure target (Ondam) – excluding the costs of the health crisis – voted in the Social Security budget for 2022, underlines the Mutuality. A response to the government, which had, like every year, put pressure on complementary health insurance in the fall.
The Minister of Health, Olivier Véran, had thus “firmly asked them to moderate the increase in contributions”, his colleague from the Public Accounts, Olivier Dussopt, judging that “the stability of contributions would be a better policy”. It was a waste of time.
Supplementary health: From December 1, it is possible to terminate your contract at any time