To treat yourself too, you will have to put your hands in your pocket even more in 2023. Mutual insurance contributions will increase by 4.7% on average, driven by a “sharp increase” in reimbursements last year, but all the same more than a point “below inflation”, announced the Mutualité française on Thursday. Soaring prices are catching up with complementary health insurance. Mutuals may well have drawn again early this year, before consumer associations put forward their own figures, the prices posted by the sector are still making an exceptional leap this year.
An increase of 4.7%, according to a survey of 35 organizations covering 18 million policyholders, specifies Mutuality in a press release. Significantly more than the increase announced in 2022 (+3.4%), which already stood out from previous years (+2.6% in 2021, +2.4% in 2020). This acceleration is justified by “sharply rising reimbursements” for two years, with a phenomenon of “catch-up of care” post-lockdowns and a rise in power of “100% health” which boosts sales of hearing aids in particular.
Mutuality stresses, however, that the evolution of contributions remains “below average inflation”, which stood at 5.9% last year. In detail, this price increase will affect working people more than retirees: in fact, so-called “collective” contracts (of companies or professional branches) will increase by an average of 5.7%, while the contributions of contracts individuals will increase by 4.1%.