Pension for low-wage earners: How to make provisions with little money – economy

If there is just enough income to live on, it is particularly difficult to save money for old age. Millions of low-wage earners in Germany feel like this. Many of them believe: With the few euros that I could just about squeeze from my household budget, it is not worth it anyway. However, this is a fallacy. Those who consistently make use of state allowances and grants from their employers can save tens of thousands of euros. How not to give presents away – a guide.