New purchases, synonymous with optimal quality of life
With the evolution of construction techniques and the quality of the materials used, the purchase of an apartment or a new house is synonymous with comfort and security for investors. Indeed, buy a new apartment or house allows you to have modern accommodation, secured and adapted to the current pace of life. The new purchase also allows save money during the purchase, in particular with the absence of renovation work, reduced notary fees and the various tax advantages.
The main advantage of a new home is to benefit from a optimal quality of life and everyday comfort. Indeed, builders do everything they can to offer quality finished goods. meeting the expectations of today’s buyers. Thus, the location of the bay windows and the orientation of the balconies and terraces are specifically designed to provide maximum natural light inside. This is also the case for smart storage which saves space and benefits from a functional interior.
By opting for new housing, you have a better chance of enjoying the comfort provided by new technologies such as home automation. The lighting systems, the shutters, the gate and even the security of the property now work intelligently.
New housing, more respectful of the environment
In recent years, manufacturers have had to comply with specific regulations. In France, construction standards have been introduced to ensure the comfort of occupants and meet ecological challenges. Also, the choice of materials, the plan and the finishes now meet strict environmental standards.
In this sense, new housing must meet certain standards such as Low energy building (BBC) and the High Environmental Quality label. By choosing a new home that meets these requirements, you will have the assurance of having a house that respects the environment. The houses and apartments under construction thus have optimal thermal insulation, a specifically designed orientation and quality equipment to reduce energy consumption (solar water heaters, solar panels, ecological heating, etc.). Investing in new means thus lower energy consumption and therefore significant savings in the long term.
New real estate and tax advantages
New purchases also have tax advantages thanks to the real estate tax exemption system. Investment in new buildings gives rise to income tax reduction of the new owner, thanks to the Pinel law. However, this tax advantage is only granted when the new house or apartment is intended for rental, for a period of at least 6 years. If the owner grants a 6-year lease, the income tax reduction is 12%, spread over 6 years. For a 9-year lease, the reduction is 18%, and for a 12-year lease, the tax reduction will be 21% in total, spread over 12 years.
The owner will, moreover, exempt from property tax on this housing for the first two years.
With the Censi-Bouvard law, non-professional furnished rental companies (LMNP) will be able to recover real estate VAT. Taxes will be reduced (11% of the purchase amount) if the owner agrees to a 9-year rental.
Buying new to avoid renovation work
Even if an old property is often less expensive than a new one, you have to be careful about the necessary renovations and hidden defects. With energy renovation work, the installation of new equipment and renovation work to provide more comfort, the price is likely to rise significantly.
On the contrary, as the new house or apartment already meets all the regulations, no renovation is necessary. In addition, from the design of the plan and throughout construction, you can intervene to ensure that the accommodation corresponds exactly to your needs and preferences. Location of sockets, size of chambers, types of partitions used … you can control all the details to get exactly the perfect accommodation for you!
New real estate investment for legal security
Buying a new building is always more secure from a legal point of view. Indeed, you will be able to count on the various guarantees that will protect you against poor workmanship and damage that may occur.
This is the case with the ten-year guarantee. As its name suggests, it covers damage that may occur within 10 years after receipt of the work. Established by article 1792 of the French Civil Code, it guarantees compensation to the owner for damage which compromises the solidity of the building or which affects its essential elements.
The advantages of buying new real estate over mortgage
Apart from the tax cuts and the absence of renovation work, the purchase of a new home allows easy access to an advantageous loan, in this case the zero rate loan intended for the purchase of a new home.
This device, which only benefits the purchase of a new house or apartment, makes it possible to borrow at a lower cost to finance the acquisition of a home. It offers invaluable help to first-time buyers or to households wishing to make a rental investment. You will be able to carry out the project of your life without fear of a situation of over-indebtedness thanks to the advantageous rates practiced.
Reduced notary fees
The purchase of a new property will also make you benefit from lower notary fees compared to those practiced during a purchase in the old one. Indeed, the notary fees will be 2 to 3% of the price of the accommodation for a new property. On the other hand, these costs are 6 to 7% if you buy an old property. A difference that may seem minimal, but still represents a significant saving compared to the price of housing!