Between two stock market investment tips, Rachel talks with Marie (not her real name), giving her little nicknames. “Absolute trust” then reigns between this so-called trader and the fifty-year-old from Hauts-de-Seine, who invested more than 90,000 euros. Until the day Marie lost everything.
It all started in March 2023. While she was out of boredom on Facebook, Marie came across an advertisement. A celebrity, “Bernard Arnault, Elon Musk or Léa Salamé, I don’t know anymore”, praises a trading platform allowing you to “earn a lot of money”. More recently, other personalities, such as Jamel Debbouze, Francis Cabrel and Élise Lucet, have been used in fictitious interviews relayed on social networks.
In two clicks, Marie completes a summary form and, the next day, “Rachel Pinto”, an imaginary surname, calls her from a number based in Luxembourg. She presents herself as an investment advisor for Nixse, a trading platform created in 2020 and based in Taiwan. Marie lets herself be convinced and places a first bet of 800 euros.
Savings gone up in smoke
After “small trades” in gold and oil, yielding only a few dozen euros, Marie became impatient. After a week, Rachel offers him “a fabulous deal”, between 4,000 and 5,000 euros, but you have to put “20,000”. Faced with Marie’s reluctance, the advisor advances her the money and, a few hours later, “boom, 4,600 euros falls into my trading account”, to which she does not have access.
Our file on financial investments
Exhilarated, the fifty-year-old, who has already traded on the stock market, begins to trade alone. On Nixse, his – fictitious – curves climb: “So we take confidence and we re-inject, we transfer our A booklet which brings in nothing, we transfer everything. » She has up to 500,000 euros in her various accounts. One day in September, she wants to recover her capital, more than 90,000 euros. But she “never saw the color of money again.” It has since tried to recover part of the losses via referral to the banking mediator.
His lawyer’s office, specializing in these cases, has received “600 files” since 2023, with average damage approaching 120,000 euros. “There are all profiles, from the minimum wage earner to the businessman,” explains Me Jocelyn Ziegler. The biggest loss, to the detriment of a business manager, peaks at 6 million euros.