A zero-rate loan coupled with MaPrimeRénov is launched

It is an aid intended for the most modest who want to undertake an energy renovation of their home. A zero-rate loan (PTZ) coupled with the public aid scheme for energy renovation MaPrimeRénov ‘is launched to finance the sometimes significant remainder for certain low-income households, announced Thursday the Minister Delegate for Housing Olivier Klein.

“Today there are significant aids, a family which has for example 20,000 euros of construction site to switch from an oil boiler to a pellet boiler will have an aid of around 15,000 euros, it will depend on its resources, and there will be a remainder to be paid, ”said the minister on RTL. “This remaining charge is important, 10,000 euros for some is impossible to keep, especially when you are the most modest and it is those whom you want to help the best. We are going to set up a zero-rate loan, the eco-loan, and banks (…) from today are able to offer this loan, Banque Populaire, Caisse d’Epargne, “he said. -he adds.

Ceiling of 30,000 euros

Questioned by AFP, the ministry clarified that this PTZ is indeed a new device, that it will be capped at 30,000 euros and that it will be aimed at “all”, whatever the resources, on condition of ‘having previously obtained assistance from MaPrimeRénov’. To obtain this PTZ, households can turn to one of the partner banks to finance the remaining charge, once the agreement of the National Housing Agency (Anah) has been obtained.

Set up in 2020 and led by Anah, MaPrimeRénov’ aims to help French people, regardless of their income, renovate their homes to reduce their energy consumption and greenhouse gas emissions.

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