If liability insurance kicks in, it’s often about a damaged cell phone or red wine stains on the carpet. However, some damages can run into the millions. For whom which policies are useful.
In the parking lot in front of a supermarket in Erfurt, children test how quickly handkerchiefs catch fire. When the paper burns, they throw it into a waste paper container that is right next to the supermarket. The container quickly bursts into flames, and shortly afterwards the fire spreads to the supermarket. The building burns down completely. Luckily no people are harmed. But the damage runs into the millions. But the children’s parents didn’t have to pay it. They had liability insurance, which Gothaer paid for.