Few would claim that last year was a good one to be a first-time buyer.
A temperamental mortgage market saw average two-year fixed-rate deals reach a teetering high of 6.86 per cent in the summer.
This was coupled with uncertainty over house prices, with many experts forecasting that home values would crash due to the high cost of living and rampant inflation.
And to top it off, soaring rents eroded many aspiring first-time buyers’ savings.
Unsurprisingly, the number of first-time
