online shopping
30 days for payment: Ebay classifieds now allows purchase on account
An unusual step for classifieds markets: Private individuals can now pay for classifieds on Ebay on account – but only under certain conditions.
When shopping online, the invoice is one of the most popular payment methods among Germans. The goods arrive immediately, and usually only have to be paid for after a certain period of time. This is particularly helpful when there are very good offers, but the salary is not yet in the account and the cash register is actually low. This applies twice to the second-hand sector: because the prices on Ebay classifieds are often very low, but the quantity of goods is naturally very limited. Anyone who is not fast here is at a disadvantage.
30 days for buyers, sellers get their money immediately
It is all the more useful that the online marketplace now offers payment by invoice. Together with the well-known service provider Klarna, it is now possible for buyers to allow up to 30 days for the payment in connection with the “Pay safely” payment option, which has been available for some time – without disadvantages for the seller.
The purchase is initially as usual: Interested parties can request payment using the “Pay securely” function. As soon as the price has been determined, buyers will also be able to choose the invoice option in addition to SEPA transfer, instant transfer or credit card. Klarna then uses the cell phone number and date of birth to check whether payment by invoice is an option and, if the result is positive, gives the green light for the transaction.
The rule is: Do not trade outside the platform
The seller then sends the goods, which the buyer must confirm receipt of. If everything fits, the former owner gets the agreed money immediately into his account. The buyer, in turn, has up to 30 days after invoicing to transfer the amount. This is a novelty for private sales. A spokesman for Ebay Classifieds explained that star: “Sellers will receive the money as before – as soon as the buyer has confirmed receipt of the goods (properly). Klarna’s payment term (30 days) is irrelevant to them.”
The following also applies to purchases on account: where there is light, there is also shadow. It can be assumed that the new payment method will become a target for fraudsters who want to fool you outside of Ebay classified ads that they have already paid money or want to elicit data from you under false pretenses. Usually with the aim of obtaining credit card information or bank account numbers. The following also applies to payment on account: Never trade outside of the platform, do not give out any data. He explains how you can protect yourself from dubious people star in this article.