Privately insured: beneficiaries or benefactors of health care? – Business

Do the members of the private health insurers subsidize the healthcare system? Or do they benefit from an infrastructure that is paid for by the statutory health insurers? This is now being argued about.


Herbert Fromme and Ilse Schlingensiepen, Cologne

The private health insurers (PKV) subsidize the health system annually with 11.5 billion euros – at least that’s what their association claims. The statutory health insurance companies take a very critical view of this argument. They point out that the statutory health insurance (SHI) finances the infrastructure of medical practices and hospitals, without which private insurers would hardly be able to act.

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