In response to government announcements on reductions in health spending, mutual insurance companies will have to increase their contributions to compensate for the new charges that will be transferred to them by Health Insurance, warned the French Mutual Insurance Federation on Friday.
The organization, which brings together complementary health insurance with mutualist status, specified that mutual societies “have barely balanced economic results each year” and that they “will have to pass on this transfer to contributions”.
A measure that “will affect all populations”
The 2025 Social Security draft budget plans to reduce the share of Health Insurance reimbursement for medical consultations, by lowering this share to 60% compared to the current 70%, while increasing that of supplementary health insurance to 40%. . This change should make it possible to reduce Health Insurance expenditure by one billion euros.
However, the French Mutuality deplores that this measure “will affect all populations and more particularly people who frequently consult doctors, such as seniors or people suffering from a long-term illness (ALD)”
“This does not solve the underlying problem”
In addition, lowering the ceiling for daily sick leave benefits to 1.4 SMIC, instead of 1.8, will lead to a reduction in spending of 600 million, but risks increasing the pension benefits provided by certain complementary organizations. , “partly passed on to working populations”.
The French Mutualité also criticizes these transfers, believing that they “do not resolve the fundamental problem” of the continued increase in health spending, which is growing twice as fast as national wealth. She calls for parliamentary debates focused on measures improving “the efficiency of our health system”.