In an international comparison, Germans put a particularly large amount of money aside. However, many have a misconception of security when it comes to saving. This leads to a paradoxical situation: Despite a world championship in savings discipline, Germany is one of the bottom performers. In the past year, the considerable increase in call money, fixed-term deposit and savings accounts in Germany was based on an almost unbelievable 99 percent on consumption. Interest and yield played virtually no role.