A zero-rate loan for less polluting cars tested for two years

It’s a green boost. Households living or working in certain low-emission zones where air pollution exceeds authorized thresholds will be able to benefit from a zero-interest loan from January 1, 2023 for the purchase of a low-emission vehicle, according to a decree published Sunday in the Official Journal.

This two-year experiment concerns agglomerations experiencing a persistent overrun of pollution thresholds and for which the establishment of a low emission zone (ZFE) is mandatory by January 1, 2023, specified the Ministry of Transition. ecological to AFP.

It is therefore about ten large cities (Paris, Lyon, Grenoble, Aix-Marseille, etc.) and not all metropolitan cities with more than 150,000 inhabitants which will have to create a ZFE by December 31, 2024, in under the Climate and Resilience Law.

A maximum of 30,000 euros over 7 years

This zero-rate loan will concern cars and vans weighing less than 2.6 tonnes whose emissions are less than or equal to 50 grams per kilometre, that is to say electric or hybrid vehicles. It may be granted, subject to means-testing, to individuals and micro-enterprises domiciled or working in an inter-municipality part of whose territory is located in this type of ZFE, or in a neighboring inter-municipality, according to the decree.

The loan of a maximum amount of 30,000 euros must be repaid over a maximum of seven years. At the end of the two-year experiment, the Ministry of Transport will be responsible for an evaluation report. Despite injunctions from the Council of State and calls to order from the European Commission, France does not comply with air quality standards in a certain number of areas of its territory.

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